Professional knowledge
At the comprehension level:
1. Financial market.
2. Functioning of the international financial environment and its key elements.
3. Operation and challenges of the international financial market.
4. Patterns of economic and financial market development.
5. Patterns of macroeconomic and microeconomic processes.
6. Concepts of budget policy.
7. Tax theory and principles of administration.
8. National economy sectors.
9. Methods for analysing market trends.
10. Regulatory enactments governing the financial sector.
11. Capital structure.
12. Sources of funding.
13. Types of financial resources.
14. Attraction of equity and borrowed capital.
15. Risks of attracting financial resources.
16. Documentation necessary for attracting financial resources.
17. Methods for selecting and analysing information.
18. Costs of attracting financial resources.
19. Efficiency of the use of attracted financial resources.
20. Financial investment policy.
21. Financial instruments.
22. Return and risks of financial instruments.
23. Types of investment portfolios.
24. Structure of the investment portfolio.
25. Development of a description of a financial project.
26. Investment efficiency.
27. Investment efficiency indicators.
28. Organisation’s financial risks.
29. Risks of financial investment projects.
30. Financial control process.
31. Probability theory.
32. Financial risk management.
33. Methods for mitigating financial risks.
34. Bank credit risks, both at the level of an individual borrower and the credit portfolio level.
35. Exposure of commercial banks to market risks.
36. Financial planning and forecasting.
37. Financial plan.
38. Organisation’s budget.
39. Strategic and operational planning.
40. Organisation’s operational plans.

At the application level:
1. Methods and techniques for analysing the indicators characterising the business environment.
2. Financial policy instruments.
3. Statistical analysis methods.
4. Impact of financial policy on the financial market.
5. Analysis of financial indicators of national economy sectors.
6. Scientific research methods.
7. Methods for forecasting economic and financial market development.
8. Modelling and forecasting of economic/financial data.
9. Specific databases and registers.
10. Impact of regulatory enactments governing the financial sector.
11. Analysis of the capital structure.
12. Costs of attracting financial resources.
13. Assessment of risks of attracting financial resources.
14. Planning of project finances.
15. Planning and forecasting of costs of attracting financial resources.
16. Analysis of the efficiency of the use of attracted financial resources.
17. Analysis of alternatives for the use of financial resources.
18. Principles of shaping the financial investment policy.
19. Methods for analysing financial instruments.
20. Financial forecasting and modelling.
21. Creation of an investment portfolio.
22. Risk analysis of the investment portfolio.
23. Software supporting financial project management.
24. Analysis of investment return.
25. Methods for analysing the organisation’s financial risks.
26. Regulatory enactments governing the prevention of money laundering, terrorism and proliferation financing, and restrictions of international and national sanctions.
27. Qualitative and quantitative indicators of financial investment project risks.
28. Analysis of the results of the financial control process.
29. Measurements of the probability of risk occurrence.
30. Financial risk management measures.
31. Analysis of financial risk management and prevention measures.
32. Bank’s operational risk level, techniques for mitigating operational risks, and risk indicators.
33. Methods for strategic and operational planning.
34. Methods for drafting financial plans.
35. Methods for drafting the organisation’s budget.
36. Forecasting methods.
37. Principles of strategic and operational planning.
38. Methods for analysing the economic environment and market situation.

General knowledge
At the comprehension level:
1. Organisation of the occupational safety system.
2. Fundamental principles of circular economy.
3. Business ethics and social responsibility.
4. Principles of sustainable development.
5. Social and political structure of society.
6. Social diversity and the principle of equality.
7. Intercultural communication.
8. Knowledge management.
9. Innovation technologies.
10. Intercultural communication in a multicultural society.
11. Argumentation techniques.
12. Planning and decision-making.

At the application level:
1. Requirements of field-specific regulatory enactments and standards.
2. Regulatory civil defence and environmental protection requirements.
3. Principles of promoting sustainable development of society, including the ESG.
4. Time planning.
5. Business communication.
6. General and professional ethics.
7. Scientific research methods.
8. Fundamental principles of statistics.
9. Opportunities and potential risks of information technologies.
10. Security of electronic information.
11. Techniques for effective communication.
12. Preparation of reports and publications.
13. Self-assessment mechanisms.
14. Planning of studies, career, and work progress.
15. Time planning.
16. Self-development and lifelong learning.
17. Extensive and appropriate vocabulary.
18. Functional grammar.
19. Professional terminology.
20. Intercultural communication.

Professional skills and attitudes
1. To analyse regulatory enactments governing the financial sector.
2. To analyse the implementation of financial plans.
3. To analyse the impact of financial policy instruments on the economy and the development of the financial market.
4. To analyse the costs of attracting financial resources.
5. To analyse the possibilities of investing in various financial instruments.
6. To analyse the consistency of the capital structure with the organisation’s operational strategy.
7. To analyse the organisation’s financial investment policy.
8. To analyse alternatives for the use of attracted financial resources.
9. To analyse the level of risk and probability of risk occurrence.
10. To analyse financial indicators of national economy sectors.
11. To calculate the costs of attracting financial resources.
12. To calculate the investment financial efficiency indicators.
13. To identify the risks of attracting financial resources.
14. To identify and assess the organisation’s operational and transactional financial risks, including in accordance with requirements for the prevention of money laundering.
15. To use databases and registers.
16. To understand the budget drafting process.
17. To understand the methods for mitigating financial risks.
18. To understand tax policy and its impact on other national economy sectors.
19. To understand the organisation’s development trends and patterns.
20. To understand the organisation’s operational plans in the context of changes in market conditions and regulatory enactments.
21. To understand the processes occurring in the national economy and financial environment.
22. To understand and analyse the organisation’s financial control.
23. To understand the concept of developing national budget policy.
24. To understand the principles of developing national financial policy.
25. To develop a description of a financial investment project.
26. To develop the structure of an investment portfolio based on the level of risk.
27. To develop alternatives for the organisation’s financial investment policy.
28. To evaluate various options for attracting financial resources.
29. To evaluate the patterns and principles of economic and financial market development.
30. To evaluate the trends in economic and financial market development.
31. To evaluate the return and risks of financial instruments.
32. To evaluate possibilities of reducing costs of attracting financial resources.
33. To evaluate the risks of attracting financial resources.
34. To evaluate measures to prevent and mitigate financial risks.
35. To evaluate the feasibility of investments according to the financial project.
36. To evaluate the structure and efficiency of capital.
37. To evaluate the necessary coverage of risk.
38. To evaluate sectoral development trends.
39. To evaluate the use of attracted financial resources.
40. To evaluate the impact of regulatory enactments on the financial market.
41. To evaluate the factors affecting the international financial market.
42. To evaluate the impact of national financial policy instruments on the financial market.
43. To evaluate the accuracy of forecasts.
44. To construct an investment portfolio in line with the purpose of investment,
45. in accordance with requirements for the prevention of money laundering, terrorism and proliferation financing, and restrictions of international and national sanctions.
46. To determine financial risk management measures.
47. To determine the size of the investment portfolio by evaluating the available financial resources and risks.
48. To apply the developed mechanism for managing the organisation’s financial risks.
49. To identify the risks of financial investment projects.
50. To apply portfolio theory when taking decisions on investments.
51. To forecast economic and financial market development, using forecasting methods.
52. To prepare documentation necessary for attracting financial resources.
53. To prepare projects for attracting financial resources.
54. To prepare the organisation’s short-term and long-term financial plans.
55. To compare the investment return with alternatives.
56. To develop a plan for the financial investment project.
57. To provide proposals for improving financial risk management.
58. To provide proposals for developing the organisation’s action plans.
59. To plan finances by applying strategic and operational planning methods.
60. To perform the qualitative and quantitative assessment of investment risks.
61. To make adjustments in the implementation of the financial investment project.

General skills and attitudes
1. To understand field-specific regulatory requirements.
2. To apply the applicable regulatory enactments for problem-solving.
3. To apply the field-specific standards.
4. To comply with occupational safety requirements.
5. To apply regulatory civil defence and environmental protection requirements.
6. To observe the norms of communication culture and professional ethics.
7. To articulate and defend a well-reasoned opinion.
8. To prepare and publish presentation materials.
9. To demonstrate tolerance towards diverse viewpoints.
10. To reach compromises.
11. To manage stress in social communication processes.
12. To use critical and creative thinking.
13. To be familiar with research methods in the field.
14. To conduct research and develop concepts in the relevant sector.
15. To process information and select the most appropriate solution.
16. To prepare reports, publications, and presentations.
17. To process and interpret research findings.
18. To use ICT and tools based on innovative technologies.
19. To ensure the storage of electronic documentation and data.
20. To justify own opinion.
21. To evaluate learning needs for career development.
22. To systematically acquire new knowledge and experience.
23. To keep track of sector developments.
24. To apply acquired knowledge in practice.
25. To promote own professional development and self-education.
26. To communicate verbally and in writing in various professional situations and settings.
27. To use professional terminology.
28. To present issues both in professional setting and to general public.
29. To communicate in one or several foreign languages.

Professional competences
1. Ability to analyse financial market development.
2. Ability to analyse the latest trends in the international financial market.
3. Ability to assess national financial policy.
4. Ability to explain the economic consequences of financial policy.
5. Ability to take well-founded decisions based on changes in national financial policy.
6. Ability to evaluate the development of national economy sectors.
7. Ability to forecast the development of the economy and financial market.
8. Ability to obtain and analyse information/data obtained from specific databases and registers.
9. Ability to understand and apply regulatory enactments governing the financial sector.
10. Ability to justify the formation of the specific capital structure of the organisation.
11. Ability to provide proposals for attracting financial resources in line with the organisation’s operational strategy.
12. Ability to evaluate the risks of attracting financial resources.
13. Ability to develop projects for attracting financial resources in line with the organisation’s operational strategy.
14. Ability to develop proposals for reducing the costs of attracting financial resources.
15. Ability to analyse the efficiency of the use of attracted financial resources.
16. Ability to prepare proposals for developing the organisation’s financial investment policy.
17. Ability to analyse financial instruments.
18. Ability to evaluate the possibility of investing in financial instruments.
19. Ability to prepare proposals for the development of an investment portfolio and its structure.
20. Ability to develop and analyse portfolios of financial instruments.
21. Ability to prepare financial investment projects.
22. Ability to evaluate investment efficiency.
23. Ability to provide proposals for the implementation of investment projects.
24. Ability to identify and assess the organisation’s financial risks, including those related to the shadow economy, requirements for the prevention of money laundering, terrorism and proliferation financing, and restrictions of international and national sanctions, applying field-specific knowledge.
25. Ability to perform the qualitative and quantitative assessment of the risks of financial investment projects.
26. Ability to analyse the financial control process within the organisation.
27. Ability to develop measures for managing financial risks.
28. Ability to evaluate the results of measures to prevent and mitigate financial risks.
29. Ability to manage financial risks by applying the latest risk management strategies.
30. Ability to apply transactions of financial derivatives for risk mitigation.
31. Ability to develop operational development scenarios by applying field-specific knowledge.
32. Ability to prepare financial plans for the organisation.
33. Ability to make adjustments in the organisation’s financial plans.
34. Ability to provide proposals for drafting the organisation’s budget.
35. Ability to provide proposals for developing the organisation’s operational plans.
36. Ability to identify changes in the economic environment and market conditions.
37. Ability to provide proposals for developing the organisation’s operational plans.

General competences
1. Ability to comply with field-specific regulatory requirements.
2. Ability to comply with requirements of employment relationships.
3. Ability to comply with occupational safety requirements.
4. Ability to comply with regulatory civil defence and environmental protection requirements.
5. Ability to use skills and methods to explain sustainable development issues and draw evidence-based conclusions.
6. Ability to demonstrate personal, social, civic, interpersonal, and intercultural skills.
7. Ability to ensure active and efficient engagement in establishing a social dialogue in society.
8. Ability to follow the fundamental principles of professional and general ethics, including generally accepted code of conduct.
9. Ability to conduct applied research and prepare and present publications.
10. Ability to integrate knowledge from various fields, thereby contributing to the creation of new knowledge.
11. Ability to perform collaborative teamwork when performing professional work tasks.
12. Ability to prepare and present publications.
13. Ability to conduct research and interpret and analyse its findings.
14. Ability to use information technologies for work purposes, including communication in the relevant field.
15. Ability to explain, discuss, and provide reason arguments for complex or systemic aspects of the specific sector or professional field.
16. Ability to follow self-organisation principles, assume responsibility to continue learning and self-development in the professional field, and develop personal skills.
17. Ability to communicate, write, read and speak in front of an audience fluently in one or more foreign languages, while understanding and using professional terminology and concepts.